Mortgage Rates

VA 30-Year

#	Lender	Rate	APR	Adv.	Pts
1	PenFed Credit Union	5.250%	5.542%	5.250%	0
2	Navy Federal Credit Union	5.438%	5.685%	5.250%	0.75
3	Guaranteed Rate	5.555%	5.857%	5.375%	0.72
4	Truist	6.100%	6.390%	6.100%	0
5	U.S. Bank	6.250%	6.489%	6.250%	0
6	Rocket Mortgage	6.459%	6.384%	5.990%	1.88

#	Lender	Rate	APR	Adv.	Pts
1	Better.com	5.250%	5.597%	5.250%	0
2	PenFed Credit Union	5.250%	6.138%	5.250%	0
3	Guaranteed Rate	5.585%	6.352%	5.375%	0.84
4	Chase	5.625%	6.403%	5.625%	0
5	U.S. Bank	5.875%	6.760%	5.875%	0
6	Truist	6.100%	7.216%	6.100%	0
7	Rocket Mortgage	6.428%	6.818%	5.990%	1.75

#	Lender	Rate	APR	Adv.	Pts
1	Navy Federal Credit Union	5.813%	5.866%	5.750%	0.25
2	Chase	5.875%	5.963%	5.875%	0
3	Guaranteed Rate	6.047%	6.055%	5.750%	1.19
4	Rocket Mortgage	6.094%	5.841%	5.625%	1.88
5	PenFed Credit Union	6.375%	6.511%	6.375%	0
6	Truist	7.475%	7.529%	7.475%	0

Rate: Normalized interest rate adjusted to 0 points for fair comparison. Rankings are based on this rate.
↓/↑: Change in basis points from 7 days ago. Green ↓ = rate dropped. Red ↑ = rate increased.
7D: Sparkline showing rate movement over the past 7 days.
APR: Annual Percentage Rate. Total yearly cost including interest and fees, as disclosed by the lender.
Adv.: Advertised rate shown by the lender, which may include discount points.
Pts: Discount points paid at closing. 1 point = 1% of loan amount, typically reduces rate by ~0.25%.